The Fair Credit Reporting Act (FCRA) is designed to protect individuals by promoting accuracy, fairness, and privacy information in the file of every Consumer Reporting Agency (CRA). Most CRA's are credit bureaus that gather and report information. Pre-employment screening firms, such as Credit Link, LLC , are also CRA's and are governed by the FCRA. The federal law provides requirements and the rules for pre-employment background checks, called Consumer Reports.

The following information regarding the FCRA is provided as general guidance to Credit Link, LLC clients. The information will address requirements and obligations regarding employment background checking. The definitions of the Act itself is not implied or intended as legal advise. The employer retains the responsibility to understand the FCRA. Because the information provided by Credit Link, LLC is intended to be utilized as a general guideline, it is also recommended that you consult legal counsel for advise.